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Underwriting Explained: Types, Processes, and Benefits

Every sound financial decision is backed by a process that weighs associated risks and rewards. That process is underwriting. Whether it is approving a home loan, issuing an insurance policy, or pricing a company’s IPO. Underwriting ensures that businesses make decisions that are sustainable and financially feasible.  Yet, the quality of underwriting depends on the …

Continue reading “Underwriting Explained: Types, Processes, and Benefits”

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Rewards Manager

We’re hiring for exciting opportunities in the Work and Rewards team in Bangalore and Mumbai! We’re looking for experienced professionals having 7+ years of experience , who will be Leading projects across Rewards and also contributing to projects across Talent Management, Retirement Consulting etc. as well as understanding Compensation and Benefits, Project management, Client management.

  • Location - Mumbai & Bangalore
  • Experience – 7+ years

Key Responsibilities:

  • Business Development: Achieve revenue targets, lead marketing efforts, identify growth opportunities, and represent the company in the market.
  • Project Excellence: Manage projects effectively, deliver quality work in areas like job evaluation, executive compensation, and rewards surveys.
  • Client & Team Engagement: Mentor junior staff, foster client relationships, support project delivery, and contribute to business growth strategies.

Requirements:

  • 7+ years of relevant experience with a Master’s in Business or HR.
  • Expertise in Rewards (i.e. Data,Rewards Design, Executive Compensation and Job Evaluation.
  • Strong business development and client relationship skills.
  • Proven leadership in project and team management.
  • Leading projects across Rewards and also contributing to projects across Talent Management, Retirement Consulting etc.
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Transaction Tax

Hiring experienced Transaction Tax professionals with expertise in Direct Tax and M&A for Big 6 consulting firms in Mumbai, Delhi NCR, and Chennai. Join a dynamic team for impactful, high-profile projects.

  • Location - Mumbai Parel & Gurgaon
  • Experience – 3-4 years

Desired Profile:

  • Qualified Chartered Accountant
  • Post qualification experience in direct tax of at least 3 to 4 years
  • Experience in handling transaction tax/ M&A matters

Skill Set:

  • The candidate should have good understanding of the Income Tax Law and other Acts such as Companies Act, FEMA and SEBI Laws.
  • Good and timely communication and drafting/ writing skills
  • Timelines-oriented, analytical and possess sound business knowledge.
  • Good ability to train the team and handle conversations with internal and external stakeholders

Required Skills:

  • Transaction tax
  • Direct tax due diligence
  • Company law
  • FEMA
  • SEBI
  • Direct tax advisory
  • Mergers and Acquisition
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ACTUARIAL ERM

We’re looking for Life Actuaries based in Mumbai for ERM Role. Need atleast 7 actuarial exams cleared with 4-5 years of experience in the Mortality Analysis , Evaluating the Mortality Experience for both Individual and Group business. Familiarity with DCS, SQL and VBA would be an added advantage

  • Location - Mumbai, Maharashtra, India
  • Experience – 3-5 years

Key Responsibilities:

  • Analyze mortality experience for both individual and group business.
  • Calculate persistency rates to monitor policyholder retention.
  • Prepare presentations for the Enterprise Risk Management Committee, highlighting key risks.
  • Collaborate with Valuation and Shareholder Reporting teams to set actuarial assumptions for mortality, lapse, surrender, and paid-up experiences.
  • Draft Chapter 3 (Analysis of Experience) for the Appointed Actuary’s Annual Report.
  • Prepare the Persistency Report for submission to IRDA.

Requirements:

  • 3-5 years of actuarial experience in a Life Insurance company.
  • Successful completion of 5-9 actuarial exams from IFoA or IAI.
  • Proficiency in Excel and Access.
  • Knowledge of DCS, SQL, and VBA is a plus.
Apply Now

Actuarial Pricing Life

We’re looking for Life Actuaries based in Mumbai for Individual Pricing Role. Need atleast 7 actuarial exams cleared . This role is perfect for candidates with a minimum of 3 years of experience in the life insurance industry

  • Location - Mumbai, Maharashtra, India
  • Experience – 3+ years

Key Responsibilities:

  • Modifications of existing products
  • ∙Providing support for launching new products
  • ∙Providing support for Day2 system set up
  • ∙Co-ordinating with different teams such as product, IT, Legal, UW etc ,
  • Reinsures for finalising product.
  • ∙Knowledge on Prophet can be looked up as an additional skill.

Educational Qualifications:

  • Actuarial student with at least 7 Actuarial exam passes
Apply Now

External Auditor

We are looking for a Statutory Audit Manager with strong experience in conducting audits, ensuring compliance with accounting standards, and preparing financial statements. The ideal candidate will be CA qualified, with excellent technical knowledge and leadership skills. Ability to manage teams and client relationships is essential.

  • Location - Greater Bengaluru Area
  • Experience – 4-9 years of post qualification

Key Responsibilities:

  • Review & finalization of assurance engagements (including group reporting).
  • Support seniors and independently work on business development initiatives including preparation of proposals and budgets.
  • Ensure 100% adherence to quality procedures in order to ensure high impact deliverables for the clients.
  • Work towards self & team development by facilitating and attending training & seminars on assurance practice & accounting standards.
  • Work under strict deadlines and demanding client conditions.
  • Day to day guidance to Manager/AM/consultants working in the team.
  • Management of time and cost on the project code.
  • Timely billing and collections from the clients.
  • Should be willing to travel as and when required within the country and abroad for continuous/ long period of time.

Qualifications:

  • Qualified CA
  • Good technical knowledge AS, Ind AS, SAs etc.
  • Exposure to ERP environment (Tally, SAP, JDE, etc.)
  • Client facing experience is essential.
  • Willingness to travel.

Skills and Competencies:

  • Strong leadership, interpersonal and communication skills
  • Ability to effectively manage multiple, concurrent projects and meet deadlines while working both independently and in a team environment
  • Ability to work effectively and utilize project management skills to manage tasks according to strict deadlines
  • Demonstrating experience as a team leader by creating a positive environment by monitoring workloads of the team while meeting client expectations and respecting the work-life quality of team members, providing candid, meaningful feedback in a timely manner, and keeping the leadership informed of any progress or issues
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Internal Auditor

Looking for Internal Auditors for a Big4 consulting firm based out of Bangalore location. We are looking for professional auditor having experience into SOX 404 Audits, Risk & Control Matrices (RCM), conducting test of design and test of operating effectiveness of controls.

  • Location - Mumbai, Maharashtra, India
  • Experience – 3+ years

Responsibilities :

  • Perform end-to-end internal audits from planning to reporting including process understanding, walkthroughs, preparation of risk and control matrix / audit work program, control testing to assess their design and operating effectiveness, preparation of audit report and agreeing issues/actions with management.
  • Have an in-depth understanding of the asset management industry risks/issues/trends and end-to-end investment process (front, mid and back office processes) for all asset classes including fixed income, equities, derivatives, real estate, private equity/hedge funds and alternatives.
  • Have thorough knowledge and understanding of Internal Audit and SOX/ ICFR methodology and IIA requirements.
  • Deliver/manage engagements to time, cost and high quality.
  • Identify key areas of improvement in the client’s business processes and add value by preparing insightful recommendations.
  • Contribute to business development activities such as preparing proposals, lead identification.
  • Always comply with the firm’s quality and risk management policies.

Qualifications:

  • CA or ACCA

Required Skills:

  • Excellent oral and written communication skills.
  • Ability to work independently with minimum supervision.
  • Ability to quickly learn and handle new areas/solutions by leveraging internal and external knowledge sources.
  • Proactively anticipate engagement related risks and escalate issues as appropriate.
  • Strong relationship management skills to actively establish stakeholder/client (process owner/functional heads) and internal relationships.
  • Team player looking for opportunities to contribute to wider team goals.
  • Proficient in MS Office (Excel, Word, PowerPoint) skills, data analytics.
  • As part of a high-performing team, the individual should be self-motivated and willing to stretch to meet client and practice requirements.
  • Ability to work on multiple engagements/clients concurrently.
  • Willingness to work across time zones and flexible to travel in future if needed.
Apply Now

IT Audit Specialist

We are hiring IT Auditors for Big4’s consulting  firms based out of Bangalore. They are looking for someone having experience into ITGC and ITAC along with SOC OR SOX Reporting. Any certifications such as DISA, CISA will be preferred.

  • Location - Bangalore
  • Experience – 3+ years in IT Audit

Roles and responsibilities :

  • Provide high quality, professional day-to-day execution of client engagements, and projects for the financial services practice
  • Develop engagement work programs, assist in conducting risk assessments, documentation of working papers and preparation of audit committee presentations
  • Shall be responsible for client relationship management, team management along with ability to handle multiple client engagements
  • Understand client needs and challenges and identify revenue opportunities for the firm
  • Work on project teams focused on advisory projects and assist engagement management to successfully complete engagement objectives
  • Understand firm service offerings and mentor associates, interns, and new hires.
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Akur8

Hiring for P&C Actuarial Analytics role for experienced professionals with expertise in pricing, Akur8 solutions, data analysis, and US general insurance. Strong communication and problem-solving skills required.

  • Location - US, Canada, UK, India
  • Experience – 5-7 years

Role Highlights

  • Lead the implementation of Akur8’s pricing solution, ensuring seamless system integration
  • Conduct pricing analysis and develop actuarial models for risk forecasting
  • Collaborate with underwriting teams to set pricing guidelines and ensure regulatory compliance
  • Monitor and analyze market trends to make data-driven pricing decisions
  • Act as a subject matter expert, assisting sales teams in identifying use cases for Akur8
  • Recommend new features and improvements based on client feedback and industry trends

What We’re Looking For

  • 5-7 years’ experience in P&C actuarial pricing, reserving, and valuation
  • Progress in actuarial exams is required
  • Strong data analysis skills with expertise in Excel, R, Python, SAS
  • Exposure to the US general insurance market preferred
  • Excellent problem-solving, analytical, and communication skills
  • Ability to train and support internal teams on the use of Akur8
  • Comfortable working in a fast-paced and evolving environment
Apply Now

Actuarial/Business Analyst

We are looking for a skilled Actuarial/Business Analyst – Reinsurance Pricing to join our team! In this role, you will analyze risk factors, develop pricing models, and support reinsurance strategies with data-driven insights. The ideal candidate has a strong actuarial or analytical background, proficiency in statistical modeling, and experience in the reinsurance domain.

  • Location: London (Hybrid – 2-3 days in-office per week)
  • Experience – 7-12 Years

Job Description:

Key Requirements:

* Actuarial papers from IAI, IFOA, or CAS preferred.
* 4-12 years of relevant experience as an Actuarial/Business Analyst, Product Owner/Manager, or similar role in software development or the technology industry.
* Strong background in P&C insurance and financial risk exposure rating.
* Proven expertise in Agile methodologies (Scrum, Kanban) and experience working in Agile environments.

Responsibilities:

* Collaborate with technical teams to design, refine, and validate reinsurance pricing models, including exposure rating, treaty pricing, and risk evaluation.
* Work closely with actuarial teams to integrate loss cost models, trends, and risk parameters into reinsurance pricing tools.
* Utilize reinsurance pricing models to identify underperforming layers/treaties and recommend improvement strategies.
* Analyze large datasets to extract insights that drive process enhancements, reinsurance pricing optimization, and portfolio management.
* Oversee the solution development lifecycle, including documentation, testing, and user training.

Apply Now

Information Technology Risk Manager

We are hiring IT Auditors for few consulting firms based out of Bangalore, Mumbai, Delhi NCR. They are looking for someone having experience into ITGC and ITAC along with SOC OR SOX Reporting. Any certifications such as DISA, CISA will be preferred.

  • Location: Gurgaon and Bangalore
  • Experience: 3-10 years

Requirements

  • Knowledge of security measures and auditing practices within various operating systems, databases and applications.
  • Experience in assessing risks across a variety of business processes.
  • Experience of working on Financial Services sector clients.
  • Experience in identifying control gaps and communicating audit findings and control redesign recommendations to Sr. Management and Clients.
  • Hands on experience of working on IT General Controls, IT Application controls testing, IT Internal Audits, IT Risk Assessments, Third Party Risk Management.
Apply Now

External Auditor

We are looking for a Statutory Audit Manager with strong experience in conducting audits, ensuring compliance with accounting standards, and preparing financial statements. The ideal candidate will be CA qualified, with excellent technical knowledge and leadership skills. Ability to manage teams and client relationships is essential.

  • Location- Bangalore and Delhi
  • Experience - 4-9 years of post qualification

Requirements

  • Review & finalization of assurance engagements (including group reporting).
  • Support seniors and independently work on business development initiatives including preparation of proposals and budgets.
  • Ensure 100% adherence to quality procedures in order to ensure high impact deliverables for the clients.
  • Work towards self & team development by facilitating and attending training & seminars on assurance practice & accounting standards.
  • Work under strict deadlines and demanding client conditions.
    Day to day guidance to Manager/AM/consultants working in the team.
  • Management of time and cost on the project code.
  • Timely billing and collections from the clients.
  • Should be willing to travel as and when required within the country and abroad for continuous/ long period of time.

Qualifications

  • Qualified CA
  • Good technical knowledge AS, Ind AS, SAs etc.
  • Exposure to ERP environment (Tally, SAP, JDE, etc.)
  • Client facing experience is essential.
  • Willingness to travel.
Apply Now

Tax Manager

We are looking for a Tax Manager with expertise in direct tax, specifically within the private equity sector. The ideal candidate will be CA qualified, with experience in tax compliance, planning, and reporting for investment funds. Strong knowledge of tax regulations and structuring is essential. Competitive salary and growth opportunities offered.

  • Location: Bangalore, Gurgaon, Noida, Kolkata
  • Experience: 5-8 years (Post-qualification)
  • Qualification: Chartered Accountant

Requirements

  • Lead and mentor a team of 5-8 tax professionals, fostering a high-performance work environment.
  • Finalize and review income tax computations, advance tax, TDS returns, and compliance under the Income Tax Act.
  • Oversee tax submissions, handle assessments and appellate proceedings, and represent clients before tax authorities.
  • Build strong client relationships by delivering high-quality services within contract terms.
  • Provide expert guidance to the team and optimize tax processes using technology.
  • Stay updated on tax regulations, industry trends, and best practices.
  • Contribute to knowledge-sharing initiatives and improve service delivery methods.

Qualification

Chartered Accountant (CA) with 5-8 years of experience in Corporate and International Tax, strong analytical skills, and expertise in the Income Tax Act, ICDS, and Ind-AS adjustments. Proven track record in tax representation before authorities and ability to lead teams in a fast-paced, professional services environment.

Apply Now

Internal Auditor

Looking for Internal Auditors for a Big4 consulting firm based out of Bangalore location. We are looking for professional auditor having experience into SOX 404 Audits, Risk & Control Matrices (RCM), conducting test of design and test of operating effectiveness of controls.

  • Location - Bangalore
  • Experience - 1-7 years

Requirements

  • Ability to multi-task and handle client conversations
  • Team player
  • Self-driven
  • Ability to work independently in a dynamic environment and changing priorities and motivate team members
  • Strong understanding and knowledge of Accounting and Financial Process, Risk and Controls
  • Strong working knowledge of PDF, Visio, MS-Excel and MS-Word
  • Good written and spoken communication
  • Experience of working in Global clients or Global projects (desirable).
  • Project Management skill (desirable).

Qualifications

  • Bachelor’s degree (BBM / / BBA / / BCom /) from an accredited college/university
  • Master’s degree (MBA/M.com) from an accredited college/university
  • Qualified CA/ACCA/CPA/CIA®
Apply Now